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The actual loan amount reflects the balance after the deduction of the loan agreement stamping cost (0.5% or RM10, whichever is higher) and attestation fees of RM5.40 (including 8% SST).
For example:
Actual loan amount: RM20,000
Stamping cost: RM20,000 x 0.5% = RM100
Attestation Fees (including 8% SST): RM5 + 8% SST = RM5.40
Loan amount disbursed: RM20,000 - RM100 - RM5.40 = RM19,894.60
SLoan is a service provided by Monee Capital Malaysia Sdn. Bhd. (formerly known as SeaMoney Capital Malaysia Sdn. Bhd.).